Free scam report.com

So first I hope everyone had a great holiday season. And has a safe new year!

Okay, so we've all seen the completely annoying commercials for this stupid service. "Free" Credit report... well I wanted to get a copy of my report b/c I have student loans and my old car on my credit and I wanted to see how bad my credit really is lol.

Well I did notice that it said if I didn't cancel within 30 days after signing up etc that I would be charged monthly for the service because they also send emails letting you know if your score goes up or down etc. I did this in the beginning of 08 and I DID call and cancel, I do remember the lady from some foreign country (gotta love outsourcing) saying I had some alert or something on my account and recommended me keeping it open, well I didn't want that because I did not want to get charged. At that point in time my online billing had still NEVER worked so I really didn't keep track of finances as good as I should have.

So lets fast forward about 6 or 7 months (and going into the negative a few times w/ no idea how) to when my fiance wanted to get a copy of his. Now not realizing the 'game' had changed, instead of 30 days it was 7 days then you get charged.. so he called in to cancel his service after being charged once because we forgot or didn't know (can't remember). But the next month I noticed another charge of 14.96 from Advantage. We were okay with the one charge because that was our bad for not reading the fine print, but he canceled so we called to try and get our money back for the second charge. After speaking with someone he could barely understand my fiance hung up extremely frustrated. They said he was only charged once which then got us thinking, so I started digging through our account history online to see more and more charges of this 14.95. So we called in again and come to find out I was being charged every month for when I signed up for this "free" credit report.

Now I KNOW that I canceled, I don't have anything drawn automatically out of our account to be safe so WHY would I let them charge me every month for something I only wanted to use once. The lady said that her notes said I wished to keep my account open because of that alert on my account. I told her then the person that told me they canceled my account is a liar because she told me it was canceled (back in Jan). So at this point I'm pretty livid and asking for a supervisor, which they wouldn't get one for me, and for my money back. Well apparently they could only refund me back once. So I accepted that because hell it was better than nothing. So after being extremely pissed for being ripped off and scammed I had to get our money back.

We started at our bank and did a stop payment for that company so they were blocked from taking any money from our account. (Which actually cost us $15 lol) We also were able to do some paperwork and our bank ended up crediting us for 2 of the charges. Which was awesome of them to do but we still had over 80 dollars that went to this stupid scam so I wasn't satisfied and wanted my money back. So I went online and filed a report with the BBB. It had a section asking what happened etc, and what I wanted the outcome to be, so I put I want my money back for the charges that were being made to me w/o my consent and that were being charged w/o my knowledge.

Less than a week later I had a credit for $89.70 from the CIC*TRIPLE ADVANTAGE that had repeatedly charged me $14.95 and had actually caused my account to go into the negative a few times because I didn't plan on it being taken out. Here is a nice screen shot I put together so you can see. So in conclusion FREECREDITREPORT.COM IS A SCAM!!! They will tell you that your account is canceled but will in fact keep it open and keep charging you. Plus they outsource their jobs which while thousands are losing their jobs here...



To File a complaint to try and get your money back you can do so HERE. You'll want to file it with Freecreditreport.com / Cictripleadvantage.

I also read that the retard singing in those commercials (he is so annoying) actually got a 5 album record deal w/ rocafella/island def jam records. WOW. I wouldn't even pirate that shit (as my fiance stated) lol.

Okay, well that is all for now, please comment and if you've been scammed by this company or any others please leave your story, will probably use them for future posts. Also, you can leave love in my shout box to the left, which has been getting lots o spam LOL.

Take it easy!