Free scam report.com

So first I hope everyone had a great holiday season. And has a safe new year!

Okay, so we've all seen the completely annoying commercials for this stupid service. "Free" Credit report... well I wanted to get a copy of my report b/c I have student loans and my old car on my credit and I wanted to see how bad my credit really is lol.

Well I did notice that it said if I didn't cancel within 30 days after signing up etc that I would be charged monthly for the service because they also send emails letting you know if your score goes up or down etc. I did this in the beginning of 08 and I DID call and cancel, I do remember the lady from some foreign country (gotta love outsourcing) saying I had some alert or something on my account and recommended me keeping it open, well I didn't want that because I did not want to get charged. At that point in time my online billing had still NEVER worked so I really didn't keep track of finances as good as I should have.

So lets fast forward about 6 or 7 months (and going into the negative a few times w/ no idea how) to when my fiance wanted to get a copy of his. Now not realizing the 'game' had changed, instead of 30 days it was 7 days then you get charged.. so he called in to cancel his service after being charged once because we forgot or didn't know (can't remember). But the next month I noticed another charge of 14.96 from Advantage. We were okay with the one charge because that was our bad for not reading the fine print, but he canceled so we called to try and get our money back for the second charge. After speaking with someone he could barely understand my fiance hung up extremely frustrated. They said he was only charged once which then got us thinking, so I started digging through our account history online to see more and more charges of this 14.95. So we called in again and come to find out I was being charged every month for when I signed up for this "free" credit report.

Now I KNOW that I canceled, I don't have anything drawn automatically out of our account to be safe so WHY would I let them charge me every month for something I only wanted to use once. The lady said that her notes said I wished to keep my account open because of that alert on my account. I told her then the person that told me they canceled my account is a liar because she told me it was canceled (back in Jan). So at this point I'm pretty livid and asking for a supervisor, which they wouldn't get one for me, and for my money back. Well apparently they could only refund me back once. So I accepted that because hell it was better than nothing. So after being extremely pissed for being ripped off and scammed I had to get our money back.

We started at our bank and did a stop payment for that company so they were blocked from taking any money from our account. (Which actually cost us $15 lol) We also were able to do some paperwork and our bank ended up crediting us for 2 of the charges. Which was awesome of them to do but we still had over 80 dollars that went to this stupid scam so I wasn't satisfied and wanted my money back. So I went online and filed a report with the BBB. It had a section asking what happened etc, and what I wanted the outcome to be, so I put I want my money back for the charges that were being made to me w/o my consent and that were being charged w/o my knowledge.

Less than a week later I had a credit for $89.70 from the CIC*TRIPLE ADVANTAGE that had repeatedly charged me $14.95 and had actually caused my account to go into the negative a few times because I didn't plan on it being taken out. Here is a nice screen shot I put together so you can see. So in conclusion FREECREDITREPORT.COM IS A SCAM!!! They will tell you that your account is canceled but will in fact keep it open and keep charging you. Plus they outsource their jobs which while thousands are losing their jobs here...



To File a complaint to try and get your money back you can do so HERE. You'll want to file it with Freecreditreport.com / Cictripleadvantage.

I also read that the retard singing in those commercials (he is so annoying) actually got a 5 album record deal w/ rocafella/island def jam records. WOW. I wouldn't even pirate that shit (as my fiance stated) lol.

Okay, well that is all for now, please comment and if you've been scammed by this company or any others please leave your story, will probably use them for future posts. Also, you can leave love in my shout box to the left, which has been getting lots o spam LOL.

Take it easy!

New Post on Other Blog!

I don't want to just double post, so please go check out my other blog and let me know what you think. I still have some Christmas shopping to do ugh. I hate driving this time of year, everyone is crazy lol seriously. I swear someone runs a red light at every stop light. I brake almost every time I see the yellow, to be safe. Plus my wreck really freaked me out. So I am just going to wait till my mom and sis are hear and see if they'll take me on my next day off... I hate driving w/ no heater too. I left my house and didn't even need a hoodie today. and then not even 2 hrs later it was freezing cold. I hate the weather here. It sucks. Okay well, have a great week everyone , drive safe.

Thanks! ♪ ♫ ♪ ♫ ♪ ♫ ♪ ♫ ♪ ♫ ♪ ♫ ♪

I pwn you... wtf?

I do! My fiance has always been a gamer. And when we got our own place he introduced me into the gaming world. I've always played stupid little games, and never got into actually playing multiplayer, mainly because I always had dial up growing up, and for the first time had cable <3.>
Yeah, I was like holy shit, that is hacker stats right there, except if I really hacked I probably would have got more kills. And for the record I don't hack, in fact I spec people a lot b/c I hate hackers, they completely ruin the game and should own up and play for real. But if they didn't have their hacks, they wouldn't be able to kill anyone.

Anyway. So the fiance plays COD more than I do because I suck horribly at COD. I haven't been playing long but most the time I die more than I kill. We play COD 1.5 I think. Its a fun game, I enjoy it, I just suck at it lol.

Okay so on to the PWN thing. I'm sorry but GAY!! lol and no disrespect to those that are gay, but I hate reading that word. It doesn't make you cool, it makes you look like a moron because you can't spell. Or maybe they're just missing the actual o which is located not far from p, and are too lazy to backspace... either way I hate it. Its retarded. Is it an emo thing maybe? I have no idea where it came from but it just needs to go away. But I won't go into emo because thats another post. So anyway, have a great week all. Peace Out!

Any Ideas and movie reviews

So, I'm needing some good ideas for blog topics. I have a pretty boring day since I work at home. I do remember now that I have some logs from some chats I could post b/c of the boredom my co-workers and I usually deal w/ everyday. I've actually been training the past 2 weeks. It's been a lot of fun. But will be glad when I get my normal schedule back and don't have to set the alarm anymore.

Okay so I do have plans to write about 2 movies I've watched recently. Take into consideration I'm not a movie critic just talking :)



So I have concluded I'm a pretty big fan of Will Smith movies. He never seems to fail. This movie was great in my eyes. It was entertaining to watch and had great actors. I really haven't watched movies like I used to. I actually downloaded this one to watch it. And wasn't disappointed I definitely recommend watching it and might post links for you all to download it at some point. I watched I Am Legend at the IMAX and thought it was a great movie too. Will Smith is just a great actor, his wife is bad ass too, if you didn't know she's actually in a band called wicked wisdom. Check them out, I bet you'll be surprised :)

Okay next:


Where to start... This was a great movie and no doubt that Heath Ledger played this role perfectly. He was such a talented actor and throughout watching it just couldn't believe we'd no longer be seeing him in movies :( This movie to me was great, just really long. At one point I thought there would be a sequel but I'm wondering if they added the ending the way it was because Heath wouldn't be able to be in a sequel. Only downfall was how long it was. We started losing interest at the end but I had to finish it. I definitely think Heath deserves awards for this role. Christian Bale I think is the name of who played Batman, he did a good job also. I like him in the movie The Prestige, I thought it was done very well also. So I recommend this movie as well as Hancock, both were very good.

Okay... so thats about it lol. Sorry so boring, I just haven't seen many movies lately. BUT please comment and if you have any ideas of what I should write about let me know. Or, leave a note in the shoutbox, it would be greatly appreciated. The one subject I could talk about forever is music, but its easier in a conversation than just talking about it. I did create a post I don't remember when about music you can check it out here.

Okay so I'm going to go game :) Later!